Women are Smarter than Men

Many of us have suspected women are smarter than men - here's proof:

According to a survey by the Employee Benefits Research Institute more women employees participate in their firm's 401(k) plan than men.

Women 401(k) participation rate = 55.5%

Men 401(k) participation rate = 53.8%

Perhaps more important is that those stats suggest almost half of all employees aren't saving for retirement.

The stats above are for full-time workers. The gap is even wider for part-timers:

Women: 25.3%

Men: 13.6%